Bradesco’s Chairman Luiz Carlos Trabuco Cappi Is Facing Challenges As The Bank’s Stock Drops To A 52-Week Low

Banco Bradesco is a giant in the Brazilian banking industry. Bradesco is right behind Itaú Unibanco in terms of assets under management. But Bradesco has something Itaú doesn’t have, and that is CEO Luiz Carlos Trabuco Cappi.

Cappi has an unstoppable desire to make stockholders proud as well as make them a lot of money. That’s the way Cappi rolls because deep down inside he is a man on a mission. And that mission is to make Bradesco the best digital bank in Brazil.

Trabuco Cappi took over as chairman when long-time Bradesco Chairman Lázaro de Mello Brandão decided he was going to retire at the end of 2017. Brandão was around when Bradesco was just a small Sao Paulo bank. That small bank helped farmers make ends meet. That was 75-years ago. But Brandão was able to adjust to the big bank mentality, so he was instrumental in giving the bank the direction and the executive energy it needed to make the Bradesco a banking force to reckon with in Brazil.

Even though Luiz Carlos Trabuco Cappi doesn’t have Brandão’s tenure, he has the reputation for helping Bradesco stay current in the Brazilian banking world. While he was CEO, Cappi put one acquisition after another together, and he built a team of high-powered banking executives that rival any bank team in any developed country in the world.

And the interesting part of the Cappi story is he’s not a banker in terms of education or personality. Cappi is a philosophy and psychology aficionado. He needed a job when he completed his post-graduate studies in psychology, and Brandão is the man who hired him. For decades, Brandão and Cappi worked as a well-oiled banking machine and Wall Street loved that executive combination.

Now that Brandão is not as active, Cappi has another long-time banking executive by his side. Octavio de Lazari, Bradesco’s insurance division director, is the new CEO. Octavio is building an executive team that can handle the challenges that face the bank in 2018 and beyond. Even though the new Bradesco team is stronger than ever, the bank’s stock hit a 52-week low recently. And that’s not what Cappi or any team member expected, but there are reasons for the stock’s lackluster performance, according to Cappi. Brazil’s startup digital banks are taking customers away from the big banks, and Bradesco’s digital bank, Next, isn’t performing as well as expected. Plus, Brazil’s high-interest rates are coming down. Even though Cappi and Octavio de Lazari are not pushing loans to middle-class Brazilians, the digital banks are pushing them, and that is having an impact on Bradesco’s stock.

But Luiz Carlos Trabuco Cappi and his executive team say the drop in stock prices is temporary. Cappi is making adjustments, and Octavio de Lazari is making sure those adjustments happen in real time. Bradesco’s management team is ready to show the world that Luiz Carlos Trabuco Cappi is following in Lázaro de Mello Brandão footsteps. But Cappi is expanding those footprints so Bradesco can stay current in the changing social environment in Brazil.

Learn more about Luiz Carlos Trabuco Cappi: http://www1.folha.uol.com.br/mercado/2017/10/1926243-proximo-presidente-do-bradesco-saira-da-diretoria-do-banco-diz-trabuco.shtml

Sightsavers And Their Fight To End Trachoma

At a TED Talk, the CEO of Sightsavers shared her mission to fight tracoma. Prior to Caroline Harper stepping onstage, most of the audience had probably never known of tracoma. Caroline said and did everything possible to get her message across.

Sometimes people respond better to visuals; it takes actually seeing something to grasp the magnitude of a situation. What did the audience see? Tweezers hanging around Caroline’s neck. Caroline stepped on stage with tweezers on her neck to show everyone in the audience what children and adults who live with tracoma have to carry with them every single day of their lives. No, the kids aren’t plucking their eyebrows; they are plucking their lashes.

When children frequently get tracoma infections but aren’t fortunate enough to receive the proper treatment, scar tissue begins to form beneath their eyelids, causing the eyelashes to invert and rub against the cornea. This constant unpleasant rubbing causes blindness in the most uncomfortable and most painful way imaginable. In an effort to combat the pain that they feel from this disease, girls wear tweezers around their necks to constantly pull out their lashes.

Doing this only provides temporary relief, however, and the lashes grow back worse than ever. Since ancient Egypt, people have been recording trachoma. No, they didn’t have laptop computers back then to keep files of everything, but they did have murals. The Egyptians drew very saddening pictures of their plight with trachoma.

However, there is hope for everyone battling trachoma because this disease is 100% treatable and even has a cure. With collaboration efforts, Sightsavers is working to end trachoma and the symptoms that go along with this terrible disease. One of the methods that Sightsavers and the World Health Organization is using to combat trachoma is the SAFE strategy, an acronym that stands for surgery, antibiotics, facial cleanliness, and environmental improvement.

https://www.youtube.com/channel/UCa–7OzHMxzQFkwxwHXH3Ww

 

Sean Penn’s Debut Book: Honest, I Saved the World

Sean Penn has written a book. Not really a big deal since he has been writng scripts and screen plays for years. It is well written, if you compare it to the unabomber manifesto. Which brings me to Vogue, a magazine based on fashion and good taste, has decided to interview Mr. Penn about his book. Their slant is comically positive. Almost like interviewing Charlie Sheen about his views on feminist and agreeing how a bra size is a great bases to establish a woman’s value.

Vogue starts with the following question,”Aren’t you supposed to be in the middle of some whirlwind, barnstorming book tour?” Two issues here. First is the fact that they said BARNSTORM and not brainstorm. This could be because they couldn’t bring themselves to equate Sean Penn with having a brain to more like being a farm animal. You have to love those Freudian slips. Second is the crux of all his interviews: The Book Tour.

 

 

Sean Penn travels the world seeking out any political leader willing to listen to him. He believes that he is actually changing the world. These leaders of course agree to see the celebrity Sean Penn. They love the star quality, the limelight. But that’s where it ends. Sean Penn speaks, and they listen. It should be they speak and he listens. Then he would have a true story to write. Sadly he has chosen to write a book about a satirical character that goes around with a sledge hammer smashing the heads of eldery people and plotting the assasination of the President. Mr. Penn has no qualm with the fact that he has used this book to express his feels towards President Trump. Thus the “Book Tour” is more of a way for Sean Penn to get other people to listen to him and his ramblings.

 

Then comes the critique written in Running Lip with respect to Sean Penn and his book. They pulled a quote from the New York Times expresssing that the story was “cloaked in crazy.” Which makes clear sense since Sean Penn himself may be cloaked in crazy. He contradicts himself within interviews stating that the book shouldn’t be seen as his opinion piece but instead, “his own experience of his environment and the constant forces that influence society.” Which is to say, it IS his opinion piece. It is almost sad humor when one considers that Sean Penn, by expressing himself the way he has in and out of this book, is paralleling the same behavior of the President he has decided to condem.

 

In short Sean Penn’s debut book, “Bob Honey Who just Do Stuff”, has more to do with his venting then his writing skills.

Alex Pall Gets the Scope on Rockstars

The interview with Alex Paul, the lead of the Chainsmokers, talks about how the Chainsmokers become the Chainsmokers and what made them want to pursue a career in music full time. Paul talks about how the main hype of the Chainsmokers mainly started from the hit song Closer with the singer Halsey. Paul talks about how he is so different in the DJ world mainly because they have showmanship, instead of just hiding behind their music equipment, instead of just having a vocalist come and sing over their soundtrack. Paul goes into his upbringing about how he was a DJ for a hobby at first. While in college he did a couple of shows here and there, but nothing really major. His college friends were really into the DJ Avicii. Hearing and seeing this DJ was like a spark for Paul to start being more serious about his music.

Alex was so fascinated with the music scene that he had to get a taste himself to see whether this is the right choice for him or not. Alex lived in New York, where he was going to school at Syracuse. Andrew, the other member of Chainsmokers was from Maine and he was told about Alex through a kid who worked for Alex’s manager. Andrew came instantly and the duo started working together, almost like magic. The DJ duo already knew what they brought to the table, so they sat down grinding constantly to finally get a stride or a fanbase. Other hits they have made like Roses, and Don’t Let Me Down follow the normal flow of how DJs make music, which was just having a vocalist do the singing. However, having the DJ actually sing makes the Chainsmoker a unique duo that can not be beat.

https://www.allmusic.com/artist/alex-pall-mn00032572

Clayton Hutson Creates a Positive Experience for All Artists

When Clayton Hutson works with artists, he knows how to help them make sure they’ve got the best sound possible. He also knows there are opportunities he can use that will give him the best options possible for the shows he does. He likes going on tours with bands and singers because it gives him a chance to show off his talents while helping them make their shows better than they ever were before. Between the work he put into the shows and the opportunities he had to help people, Clayton Hutson knew what it meant to keep giving back to everyone who needed his help. There were many times that Clayton Hutson focused on things that would continue helping the artists and that’s how he made sense of all the opportunities he had for success. It was his goal of helping that allowed him to keep doing things the right way.

 

Even though Clayton Hutson spent time trying to show people how things would work and what they could do to make everything work better, he knew what the importance of helping people was. The important part was giving artists the chance to shine in different areas of music. No matter their genre or the things they did in music, Clayton Hutson can help them with the sound in different areas. He always wants people to see they have a chance at success no matter what kind of music they play.

 

For years, Kid Rock shows were great but the quality of the sound at them was not great. He didn’t have a sound engineer who knew how to do things right and that made it hard on Kid Rock. Clayton Hutson took over as the sound engineer and tried helping people see what they could do with music while they were at shows with Kid Rock’s music. It made sense for Clayton Hutson because he knew how to keep helping people and keep giving him things that would help the music get better. Even when Clayton Hutson made the choice to step in and offer more musical advice, he was helping Kid Rock. Learn more: https://about.me/claytonhutson

Rocketship Educations Map assessment success.

While the majority of schools use proficiency scores the majority of Nashville, Tennessee’s public schools are now using the NWEA measures of academic progress or otherwise known as map to see how much individual students have grown over the school year.

Over 7,400 schools and districts use Map assessments throughout the world including Rocketship Public Schools who’s been using the Map assessment since they opened their first school.

Where is proficiency scores are important they only tell whether or not a student is on a certain grade level. Map assessments show the growth of these students over a period of time instead of just where they ended up.

With the help of Map assessments the Memphis Rocketship public School was able to help 146 of their students achieve at or above average by the end of the year, when they all started below average. According to Rocketship Public school their children on average improved 1.35 years in math and 1.2 years in Reading within the last year.

Rocketship Public Schools is a group of elementary schools specifically designed for underserved communities with 85% of their students being low income households in the Bay area of California, Milwaukee, Nashville and Washington DC.

Rocketship public schools has a strong belief but every student deserves to dream and discover as well as develop their very own unique potential. The non-profit charter schools have a very strict set of values of authenticity, tenacity, Community, Innovation and excellence.

Founded in 2006 by John Banner and Preston Smith the the first non-profit charter school was opened in San Jose, California in 2007. After seeing the high success in state assessments with that first school over five years six more non-profit Charter Schools were added to the San Jose area.

In 2013 Rocketship Public School opened its first school in Milwaukee, Wisconsin and in 2014 continued to expand into Nashville, Tennessee. Finally opening a school in 2016 in Washington DC.

Keep An Eye On QuinStreet

When dealing with the stock market, it is relatively easy to be lulled into a false sense of security. If invested in a particular company, you might be inclined to only look at the bottom line results. You would not be alone in doing this, for many people, this is common practice. However Sahm Adrangi of Kerrisdale Capital is not many people, and he has recently taken QuinStreet.com, a data mining middleman for advertising sites, to town.

Sahm Adrangi is trying to point out to potential and current investors that this company’s current success is illegitimate. Sahm Adrangi points out how QuinStreet’s main customer has been a fake website for the past couple months. This website essentially scams people into clicking ads that promise to pay them, a desperate attempt to increase traffic.

Sahm Adrangi does not stop there either. He notes how that the problem with QuinStreet, and has been for years, is that their technology and entire business model is clunky. This has caused them to become ever more irrelevant throughout the years in Sahm Adrangi’s opinion. He backs this claim by citing the fact that much of QuinStreet’s eight-year stock history has been plagued by low exchange rates.

In an economy where things are constantly changing, it seems that QuinStreet is having trouble keeping up. This is not surprising either, taking into account the nature of technology. If a company like QuinStreet is going to survive, staying up to date with your competition is essential for success and continued growth. Sahm Adrangi seems to be giving out a warning call with this article. He is letting investors know that a spike in revenue does not necessarily mean a company is moving back towards good standing. In this case, the company in question is using deceptive practices in order to stay financially relevant. What investors should stay focused on is the fact that the business model is still dated, making further investments unwise.

http://www.valuewalk.com/2017/11/sahm-adrangi-kerrisdale-capital-luxoft/

https://www.hvst.com/user/sahm-adrangi

How Hussain Sawjani Become an Entreprenuer in Real Estate

Hussain Sawjani, who is the CEO and founder of the DAMAC group, started a real estate company in Dubai. Hussain Sawjani’s father was an entrepreneur who owned a store selling watches, pens, and shirts that came from China.

As he grew older, he decided to attend the University of Washington. When he obtained a scholarship, he got his bachelor’s degree in Industrial Engineering and Economics. Hussain Sawjani started the DAMAC foundation providing free software development training to one million young Arab students.

When Hussain Sawjani began his career back in 1981, he started working in the finance department at Abu Dhabi Gas Industries.

After two years of working at Abu Dhabi Gas Industries, he decided to start his own catering business, bringing in thousands of customers. After many years, the catering business he started, has changed the name to Global Logistics Services. Learn more about Hussain Sajwani: http://www.hussainsajwani.com/ and https://www.damacproperties.com/en/investor-relations/corporate-governance/meet-our-board

In 2002, Hussain Sawjani became the DAMAC owner, the largest real estate company in the Middle East. Since the company started, it has built 19,000 apartment buildings with over 44,000 units under construction. By the year 2015, Hussain Sawjani’s company got publicly listed on The Dubai Financial Market.

One of the projects that Hussain Sawjani, the DAMAC owner has developed is a golf course designed by Tiger Woods and is managed by the Trump Organization. Also, he has built luxury apartments that have designed interiors from Italy. He owns lots of resorts and hotels, as well.

Hussian Sawjani is married with four children and lives in Dubai. One of Hussian Sawjani’s sons, Ali Sawjani graduated from North Eastern University in Boston, Massachusetts and graduated with a bachelor’s degree in economics. Today, Ali Sawjani is the General Manager of Operations at the DAMAC group. Read more: Hussain Ali Habib Sajwani | Bloomberg and Hussain Sajwani | Forbes

Donald Trump praised Hussain Sawjani for his entrepreneurship in DAMAC properties. Over time, the two men became friends building good relationships. Trump’s sons were even invited to Hussain Sawjani daughter’s wedding, Amira Sawjani.

Hussain Sawjani has done business with not only Donald Trump but Ivanka Trump as well. Over the years, Donald Trump and Hussian Sawjani have been friends and partners for a long time.

Madison Street Capital Builds Company Reputation

Building a new business in any industry is very hard today due to regulations, costs of owning a business, and fierce competition. This can be even harder in the investment banking and corporate finance industry that is generally led by enormous banks that have been in business for more than 100 years. While it is a very hard industry to get into, one organization has continued to develop and grow a greater market share. This company, Madison Street Capital, is continuing to grow due to the amazing service and reputation that the company has.

 

Overall, the Madison Street Capital reputation is a very positive one. The company continues to build its brand by providing a unique set of services and other skills to its customers. While it is much smaller than many of the other companies in the industry that it services, Madison Street Capital has been able to be more flexible to meet customer needs. One of the main reasons why the company has been so successful is that it employs top talent. The company hires only the top quality individuals that are able to provide unique solutions and creative ideas to help a client grow and develop.

 

While the company started small in Chicago, Madison Street Capital has continued to grow across the world. Over the past few years the company has opened several offices across the United States and other parts of the world. This has allowed the firm to attract more clients in a variety of new industries. The strategy has continued to work as Madison Street Capital continues to find new clients that appreciate the advisory services that the firm can provide.

 

While Madison Street Capital has a strong reputation with its customers, it is also getting a lot of attention from its peers as well. Over the past few years, the company has been nominated for a number of major industry awards. This includes being nominated for several awards at the 2017 M&A Advisory awards. At this awards presentation, the company was nominated for the Deal of the Year award and the Boutique Investment Firm of the Year Award. Ultimately, Madison Street Capital was the winner of the Deal of the Year Award and a finalist for Firm of the Year.

 

These awards will continue to help develop the Madison Street Capital reputation in the M&A industry. This should help to make it much easier for the firm to grow and develop as they look for more markets and industries to serve. Within the next decade the company will look to enter more areas as global markets, which will help them to continue to compete with some of the larger firms spaced all over the world.

 

To learn more, visit http://madisonstreetcapital.org/.

Securus Technologies gets full approval for rollout of Wireless Containment System

Securus Technologies is one of the largest providers of inmate communications services and prison security systems in the United States today. The company has been at the forefront of developing some of the most cutting-edge systems that help prison guards and administrators keep their institutions safe and secure. From its video visitation technology, which has proven to be a wildly popular way for inmates to stay in touch with loved ones, to its high-tech, artificial-intelligence-based call-monitoring systems, Securus is blazing new trails in prison tech.

 

Now, the company is taking on what may be its biggest challenge ever. Since the late 90s, prisons across the country have been flooded with contraband cellular devices. These phones and other devices allow prisoners to effectively circumvent the security protocols and systems that the prison has installed. This poses a serious security risk to the institution. But the real threat that contraband cellphones have created is through providing an efficient and reliable means of communications with the outside world for dangerous, powerful and often-violent gang leaders.

 

Throughout most of the country, prison gangs rule the nation’s penal institutions. These gangs now exist in a sort of uneasy symbiosis with the institutions where they are contained. In a highly charged environment, where racial tensions are often right at the boiling point, the gangs can actually assist prison guards by maintaining internal discipline on a level that would not be possible for the guards themselves. Although it is a somewhat open secret in the prison world, the gangs are able to keep their members and those who they control in check through intra-gang violence. This would not be possible for guards, who would quickly face lawsuits. For this reason, the presence of prison gangs actually makes things like open rec yards and out-of-cell time possible. If it were not for the gangs’ ability to self-police and maintain order, prisoners in most of the nation’s high-security facilities might quickly find themselves locked in their cells 24 hours a day.

 

But the benefits of these gangs come with a steep cost. They are made up of criminals and are highly organized, hierarchical and often have well-read, intelligent leadership with a ruthless bent. Furthermore, prison gangs tend to be run on a Mafia-like model. They tend to be focused on making money, highly professional and ready to mete out vicious assaults on anyone who crosses them, at the drop of a hat.

 

These gangs have used contraband cellphones to intimidate witnesses, assault law enforcement and even carry out assassinations of prison staff. But Securus Technologies is putting an end to that with its Wireless Containment System. The WCS is currently being deployed at many prisons throughout the United States, where it has been proven 100 percent effective in shutting down illegal cellular calls.